.png)
Our Approach
A Process With Purpose
To meet your financial goals, we employ a process that has been refined through the years and is based on our holistic approach.
For clients that require comprehensive financial planning, we start with a holistic audit of your current estate, investments and every component of your finances.
We discuss your goals and set priorities.
Then, we conduct a comprehensive, in-depth analysis that identifies if your current planning is in line with your objectives and risk tolerance. We then come back to you with our findings, based on research from our portfolio managers.
In the final step, we implement your plan, ensuring all components are integrated and work to your advantage. The plan we build may include any number of the array of services we provide, from estate and investment strategies to plans for business owners.
Lastly, we hold regular strategy sessions to proactively adjust your plan, ensuring it evolves with your life and keeps you on track to achieve your goals.
Our Holistic Planning
Avail’s holistic financial planning approach is integrated and collaborative, addressing all aspects of your financial life, including investments, insurance, tax planning, Social Security, and estate planning as needed. We prioritize building strong relationships to align with your short- and long-term financial goals, offering tailored solutions that adapt to life's challenges. For clients with complex needs, our comprehensive planning ensures coordination across financial areas to create a flexible, strategic plan designed to help you achieve your objectives.
Our Investing
At Avail, we view investing as ownership, emphasizing responsibility and purpose in every investment decision. Through our partnership with Investment Research Partners, we offer tailored portfolios aligned with your risk tolerance, financial goals, and values.
Our investment process combines top-down analysis (asset allocation) with bottom-up evaluation (security selection) to create thoughtful, customized solutions. This approach, which we call Intentional Investing, reflects our commitment to innovative and purposeful portfolio management.
Traditional Portfolios
These portfolios seek to meet clients’ long-term financial objectives through thoughtful selection of asset classes and themes, and additional value may be captured through security selection and tactical allocation. The portfolios are global in nature, available in multiple risk profiles, and may include mutual funds, exchange traded funds, closed-end funds, individual stocks and bonds.
Values-Based & Impact Portfolios
These portfolios are built for clients that want to integrate considerations such as sustainability and/or faith-based values in their investment portfolio. The portfolios are global in nature, available in multiple risk profiles, and may include mutual funds, exchange traded funds, closed-end funds, individual stocks and bonds.
Income-Focused Portfolios
These portfolios are designed for clients that require ongoing distributions from their portfolio. The goal is to produce above-average income, typically in the three-to-five percent range annually, to help fund client distribution needs. The portfolios are global in nature, available in multiple risk profiles, and may include mutual funds, exchange traded funds, closed-end funds, individual stocks and bonds.
Preservation Portfolios
This portfolio seeks to outpace inflation over a market cycle with a low level of portfolio volatility. The portfolio is global in nature, and may include mutual funds, exchange traded funds, closed-end funds and bonds.
BACK TO TOP